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Cohabitation Checklist

August 27, 2018  |   Posted by :   |   Blog

There are almost 7 million cohabitants in England and Wales, but many unmarried couples are unaware that their partnership is not eligible for basic legal protection – particularly when it comes to separation, children’s issues, and will disputes. Under current legislation, cohabiting couples are not, unfortunately, afforded the same protections as married couples, and must be careful to take steps to assert their legal rights. The best way to do this is with a cohabitation agreement – a formal document much like a prenuptial agreement – which sets out the potential division of assets, share of property, and intentions for co-parenting in the event of separation. Other legal protections, such as a will, ...

Millennials’ Regular Discussion of Finances Builds Stronger Relationships

August 20, 2018  |   Posted by :   |   Blog

According to a recent study by TD Bank, Millennials are more likely to discuss money and finances on a regular basis than Boomers and Gen X couples. The researchers discovered that Millennials are more open about financial conversations than previous generations – a habit that is not only making them happier but also encouraging stronger relationships. The report revealed that 75% of Millennial couples (18-34-year-olds) discussed their finances at least once a week, in comparison to 66% of Gen Xers (35-44) and 44% of Baby Boomers (55+). On a monthly basis, the numbers were slightly closer, with 97% of Millennials and 93% of Gen Xers talking about money at least ...

Putting Your Affairs in Order: Wills & Powers of Attorney

August 16, 2018  |   Posted by :   |   Blog

You wouldn’t hesitate to insure your car, your home, or your most prized possessions – so why do people put off making a will and setting up powers of attorney? For some, the thought of ‘putting their affairs in order’ might feel overwhelming, morbid, or scary. Others may (erroneously) believe the process is complicated, lengthy, or expensive. And others may simply be living in blissful denial, thinking (or hoping) that the worst will never happen. A frankly staggering two-thirds of Brits currently don’t have a will, with almost half (40%) of those aged over 55. If you die without a will in place, your family may be saddled with ...

Unacceptable Behaviour: 8 Examples of Coercive Control

August 03, 2018  |   Posted by :   |   Blog

We wrote recently about the dangers of psychological abuse such as coercive control and gaslighting. The complicated nature of this kind of emotional abuse means that it can be difficult to recognise and even harder to escape. So we’ve put together a list of the most common examples of coercive control below – if you or someone you know might be suffering from any of these issues, please get in touch for further advice, or contact one of the organisations at the end of this post. Remember that none of these behaviours are acceptable, and all of them are prosecutable in the case of emotional abuse under current legislation, carrying a ...

Domestic Abuse Laws Need Greater Awareness of Gaslighting 

July 23, 2018  |   Posted by :   |   Blog

Domestic abuse charities are calling for greater awareness of the signs of ‘gaslighting’ to help the police, medical and legal professionals identify and support victims of psychological abuse. In 2015, coercive control was recognised by the Serious Crimes Act as a dangerous and damaging form of emotional abuse. Gaslighting shares many similarities with this type of controlling behaviour and it’s important that it should be recognised by professionals working with victims – particularly during divorce and separation, when they may be at their most vulnerable. Gaslighting is a form of manipulative psychological abuse that causes victims to doubt themselves and involves controlling behaviour that isolates the victim from friends and family, becoming reliant on their abuser. The term originates from the ...

Lack of Power of Attorney Could Put Your Future at Risk

July 16, 2018  |   Posted by :   |   Blog

According to pensions provider Zurich, four out of five retirees with a drawdown pension plan do not have lasting powers of attorney (LPA) in place, putting their wellbeing and finances at risk should they find themselves unable to handle their own affairs in the future. Arranging Lasting Powers of Attorney involves appointing an executor to take over legal authority should a person become ill or lack the mental capacity to deal with their own financial issues. Without an LPA, next-of-kin would have to apply to the courts to handle a relative’s finances, causing unnecessary stress and complication to an already difficult situation. Zurich claim that the issue has been compounded by pension ...

Buying a Home: A Checklist

July 09, 2018  |   Posted by :   |   Blog

Searching for your dream home and negotiating the many different steps of purchasing property can sometimes feel daunting. Where do you start? What on earth is ‘conveyancing’? And how much can you borrow? Let us take the weight off your shoulders. Use our handy checklist to make it all seem much more achievable and find The One: Get an experienced solicitor on board as early as possible to deal with conveyancing and legal issues. Lack of planning is the most common reason for sales falling through. Your solicitor will help to handle the legal aspects of your property search, including: title deed checks, searches, mortgage issues, and preparing documentation. ...

Dealing with the Summer Holidays as a Divorced Parent

July 03, 2018  |   Posted by :   |   Blog

Juggling work, childcare, holidays and dividing up parenting time between your ex can be a minefield for separated couples with children during the summer. But with a little preparation and practical co-parenting you can avoid conflict and ensure you enjoy the summer holidays with your kids with the minimum of stress. Here are some top tips on coping with the summer hols from our expert family law solicitors at Frances Lindsay & Co: Take each day as it comes and remember: Organise and prioritise Be flexible Keep your kids in the loop Communicate with your ex Focus on quality time with your children We hope you have a great summer, but ...

Grandparents losing touch with grandchildren after divorce

June 25, 2018  |   Posted by :   |   Blog

MPs are pushing for an amendment to the Children’s Act to allow grandparents and extended family the legal right to see grandchildren after a divorce. Under current UK family law relatives must apply to court for a child arrangement order (CAO) to acquire access rights following the separation of a child’s parents. The proposed changes, discussed in the House of Commons recently, would protect the rights of grandparents, aunts and uncles to allow them access to children of divorced parents. Previously, extended family members have been accused of harassment and visited by police after trying to seek contact after a difficult divorce, and the debate highlighted the fact that grandparents and other ...

The Importance of Conveyancing

June 18, 2018  |   Posted by :   |   Blog

At the end of last year we talked about plans to combat the practice of ‘gazumping’ in the property industry, but this ethical grey area is not the only reason sales fall through. In many cases, it’s a lack of preparation and organisation that causes the process to break down. Often issues that could have been avoided with the help of an experienced solicitor and a savvy approach to conveyancing. Around 200,000 property transactions collapse each year, incurring fees for buyers who have lost out on a home they intended to purchase. They say any chain is only as strong as its weakest link – in terms of property ...

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