February 24, 2020 | Posted by : J Morris
You wouldn’t buy a car or a
house without taking out insurance – even your family pets and technology
devices probably have their own insurance cover! – so why do so many people put
off making a will and sorting out end of life planning?
The answer’s fairly obvious: no
one really wants to think about that stuff. It’s all a bit morbid and grim and
scary and we’d rather bury our heads in the sand and tell ourselves we’re not
old enough to worry about any of that yet, thank you very much.
But the truth is, there’s never
a good time – or a bad time – to be planning for end-of-life care, or
‘futureproofing’ your ...
February 17, 2020 | Posted by : J Morris
It can sometimes be helpful to
think of the financial side of divorce as an audit – a thorough assessment of
your overall financial situation: incomings, outgoings, assets and liabilities.
And while none of us would particularly look forward to an audit, when it comes
to divorce, it’s an essential part of the process if you are to emerge on the
other side with a stable financial outcome.
Finances are often the main
point of contention for separating couples, since they relate to almost all
other aspects of the process, such as property, living arrangements, children’s
maintenance, and pensions. With this in mind, it’s worth taking your time to
take a proper look at your current and future needs to make sure you ...
February 10, 2020 | Posted by : J Morris
When you’re in the midst of
divorce negotiations, it’s easy to get tunnel vision and focus only on the here
and now. The post-divorce future can feel a long way away, but that doesn’t
mean you shouldn’t be planning ahead.
Financial safeguarding for life
after divorce means thinking beyond the immediate division of assets and the
logistics of living arrangements. The repercussions of divorce can reach far
beyond the present moment – affecting pensions, savings and retirement plans –
but these ‘future-proofing’ issues may be overlooked by couples wishing for a
quick break, potentially leaving one or both parties at risk of financial
vulnerability later down the road.
Without this kind of future
planning, retirement could end up being financially ...
February 03, 2020 | Posted by : J Morris
Dissolution and Separation Bill is due to have its second reading the House of
Lords on the 5th of February 2020, concerning the potential
introduction of a ‘no fault divorce’ option for separating couples and
reforming the UK family law process.
called the proposed changes to legislation ‘long overdue’, and the bill is
strongly supported by over 6,500 family law professionals who suggest that “the
adoption of no-fault divorce will help thousands of divorcing couples to
minimise conflict, in turn minimising the negative impact of an acrimonious
divorce on any children they might have.”
The reforms aim to
simplify the separation process, removing the need for couples to assign blame
when seeking a divorce – instead, they ...
January 27, 2020 | Posted by : J Morris
Separating when you have children is never an easy choice, and there’s no ‘right time’ to make that decision. Sometimes it’s out of your hands – there’s simply no way you can continue to stay together and you're forced to start making plans when you realise the relationship is over. Sometimes, however, it’s a lot slower and less obvious that things have begun to break down. In these cases, parents may feel like it’s better to stay together ‘for the sake of the children’ and retain the stability of the family home while maintaining a façade of togetherness.
However, a study by Resolution showed that the majority of children do not share this ...
January 20, 2020 | Posted by : J Morris
Finding the right local solicitor can be a case of trial and error, personal recommendation, or just sheer luck, and there’s no one-size-fits-all option. To work with a solicitor – particularly when it comes to long-term proceedings such as divorce – you need to be able to get along, understand one another, and, as a client, be assured that your lawyer is acting in your best interests.
Choosing a local solicitor is generally the most convenient, as it will be easier to arrange appointments, and they will be familiar with the local courts, timescales, processes, and other local law professionals. Many solicitors offer a free initial consultation in which you can discuss your ...
January 13, 2020 | Posted by : J Morris
Thinking of moving house in 2020? The New Year can be a great time to get the ball rolling! The property market often quietens down over the holidays so you may be able to take advantage of the downtime and secure a great deal.
The very first thing you want
to do is contact a solicitor to chat about your options, your plans, and the
legal side of things. (P.S. You can get a FREE
conveyancing quote from our lovely property
solicitors to help you get things started.) The sooner you have all your
paperwork prepped and ready to go, the faster, smoother (and cheaper) the
entire process will be.
Whether you’re buying or
selling (or ...
January 06, 2020 | Posted by : J Morris
Whether you subscribe New Year’s resolutions or not, the shift into a brand new year always brings an inevitable feeling of change. Maybe you’re planning on moving house in 2020. Maybe you’re embarking on a new relationship, or coming to the end of a difficult one. Maybe your family is expanding, or your career is at a crossroads, or you’re thinking of retiring. Whatever 2020 has in store for you, it never hurts to look to the future and consider how to make things as secure and streamlined as possible.
Big life decisions can be scary, so it really helps to have a ...
December 28, 2019 | Posted by : J Morris
we talked about the importance of prenuptial agreements (and even pet-nups for your furry friends!), but for unmarried couples the
situation is slightly different as they are not protected by the
same legal rights as married couples and property rights are very different if you are cohabiting. A
cohabitation agreement helps to fill these gaps and protect the assets,
finances, and security of cohabiting couples should they decide to separate in
Under current UK family law, if a cohabiting couple separates and
there is no agreement in place, they will not necessarily have any legal right to
assets and property unless they are in joint names. This ...
December 19, 2019 | Posted by : J Morris
A Decree of Judicial Separation
is a court order in which a couple’s marital obligations cease despite them
remaining legally married. This form of separation means that they are longer
recognised by law as being a couple without having to go through the process of
There are various reasons why a couple might not want to get divorced while still wanting to officially be separated, for example if their religious or cultural beliefs preclude divorce, or if they have been married for less than 12 months, or if the reasons for irretrievable breakdown of the marriage are difficult to prove.
Another very good reason for choosing Judicial Separation over divorce is if ...