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End of Life Planning

February 24, 2020  |   Posted by :   |   Blog

You wouldn’t buy a car or a house without taking out insurance – even your family pets and technology devices probably have their own insurance cover! – so why do so many people put off making a will and sorting out end of life planning? The answer’s fairly obvious: no one really wants to think about that stuff. It’s all a bit morbid and grim and scary and we’d rather bury our heads in the sand and tell ourselves we’re not old enough to worry about any of that yet, thank you very much. But the truth is, there’s never a good time – or a bad time – to be planning for end-of-life care, or ‘futureproofing’ your ...

Divorce & Separation: Practical Financial Tips

February 17, 2020  |   Posted by :   |   Blog

It can sometimes be helpful to think of the financial side of divorce as an audit – a thorough assessment of your overall financial situation: incomings, outgoings, assets and liabilities. And while none of us would particularly look forward to an audit, when it comes to divorce, it’s an essential part of the process if you are to emerge on the other side with a stable financial outcome. Finances are often the main point of contention for separating couples, since they relate to almost all other aspects of the process, such as property, living arrangements, children’s maintenance, and pensions. With this in mind, it’s worth taking your time to take a proper look at your current and future needs to make sure you ...

Post-Divorce Financial Safeguarding

February 10, 2020  |   Posted by :   |   Blog

When you’re in the midst of divorce negotiations, it’s easy to get tunnel vision and focus only on the here and now. The post-divorce future can feel a long way away, but that doesn’t mean you shouldn’t be planning ahead. Financial safeguarding for life after divorce means thinking beyond the immediate division of assets and the logistics of living arrangements. The repercussions of divorce can reach far beyond the present moment – affecting pensions, savings and retirement plans – but these ‘future-proofing’ issues may be overlooked by couples wishing for a quick break, potentially leaving one or both parties at risk of financial vulnerability later down the road. Without this kind of future planning, retirement could end up being financially ...

No-Fault Divorce for 2020

February 03, 2020  |   Posted by :   |   Blog

The Divorce, Dissolution and Separation Bill is due to have its second reading the House of Lords on the 5th of February 2020, concerning the potential introduction of a ‘no fault divorce’ option for separating couples and reforming the UK family law process.   Resolution has called the proposed changes to legislation ‘long overdue’, and the bill is strongly supported by over 6,500 family law professionals who suggest that “the adoption of no-fault divorce will help thousands of divorcing couples to minimise conflict, in turn minimising the negative impact of an acrimonious divorce on any children they might have.” The reforms aim to simplify the separation process, removing the need for couples to assign blame when seeking a divorce – instead, they ...

Divorcing With Older Children – Should You Stay Together For The Sake Of The Kids?

January 27, 2020  |   Posted by :   |   Blog

Separating when you have children is never an easy choice, and there’s no ‘right time’ to make that decision. Sometimes it’s out of your hands – there’s simply no way you can continue to stay together and you're forced to start making plans when you realise the relationship is over. Sometimes, however, it’s a lot slower and less obvious that things have begun to break down. In these cases, parents may feel like it’s better to stay together ‘for the sake of the children’ and retain the stability of the family home while maintaining a façade of togetherness. However, a study by Resolution showed that the majority of children do not share this ...

Finding the Right Local Solicitor

January 20, 2020  |   Posted by :   |   Blog

Finding the right local solicitor can be a case of trial and error, personal recommendation, or just sheer luck, and there’s no one-size-fits-all option. To work with a solicitor – particularly when it comes to long-term proceedings such as divorce – you need to be able to get along, understand one another, and, as a client, be assured that your lawyer is acting in your best interests. Choosing a local solicitor is generally the most convenient, as it will be easier to arrange appointments, and they will be familiar with the local courts, timescales, processes, and other local law professionals. Many solicitors offer a free initial consultation in which you can discuss your ...

New Year, New Home?

January 13, 2020  |   Posted by :   |   Blog

Thinking of moving house in 2020? The New Year can be a great time to get the ball rolling! The property market often quietens down over the holidays so you may be able to take advantage of the downtime and secure a great deal. The very first thing you want to do is contact a solicitor to chat about your options, your plans, and the legal side of things. (P.S. You can get a FREE conveyancing quote from our lovely property solicitors to help you get things started.) The sooner you have all your paperwork prepped and ready to go, the faster, smoother (and cheaper) the entire process will be. Whether you’re buying or selling (or ...

Making Changes in the New Year

January 06, 2020  |   Posted by :   |   Blog

Whether you subscribe New Year’s resolutions or not, the shift into a brand new year always brings an inevitable feeling of change. Maybe you’re planning on moving house in 2020. Maybe you’re embarking on a new relationship, or coming to the end of a difficult one. Maybe your family is expanding, or your career is at a crossroads, or you’re thinking of retiring. Whatever 2020 has in store for you, it never hurts to look to the future and consider how to make things as secure and streamlined as possible. Big life decisions can be scary, so it really helps to have a ...

Why You Need a Cohabitation Agreement

December 28, 2019  |   Posted by :   |   Blog

Last month we talked about the importance of prenuptial agreements (and even pet-nups for your furry friends!), but for unmarried couples the situation is slightly different as they are not protected by the same legal rights as married couples and property rights are very different if you are cohabiting. A cohabitation agreement helps to fill these gaps and protect the assets, finances, and security of cohabiting couples should they decide to separate in the future. Under current UK family law, if a cohabiting couple separates and there is no agreement in place, they will not necessarily have any legal right to assets and property unless they are in joint names. This ...

What is Judicial Separation?

December 19, 2019  |   Posted by :   |   Blog

A Decree of Judicial Separation is a court order in which a couple’s marital obligations cease despite them remaining legally married. This form of separation means that they are longer recognised by law as being a couple without having to go through the process of a divorce. There are various reasons why a couple might not want to get divorced while still wanting to officially be separated, for example if their religious or cultural beliefs preclude divorce, or if they have been married for less than 12 months, or if the reasons for irretrievable breakdown of the marriage are difficult to prove. Another very good reason for choosing Judicial Separation over divorce is if ...

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