September 12, 2016 | Posted by :
J Morris |
Blog
Investing in property can be an appealing alternative to stocks and shares as a tangible, secure method of building capital. A buy-to-let can provide you with a regular income, and a significant return on investment, but like any investment, it also comes with its own risks and potential pitfalls. It’s important, therefore, to ensure that a buy-to-let is right for your circumstances and financial situation. Before you make the decision to invest in property, it's a very good idea to consult with a solicitor experienced in property law to discuss your options. Your solicitor will help you to deal with the legal ...
January 25, 2016 | Posted by :
J Morris |
Blog
[caption id="attachment_1816" align="aligncenter" width="320"] Beautiful flowers from a happy client.[/caption]
As family solicitors, we see clients go through life’s many milestones and challenges, both good and bad. We help you draw up prenuptial agreements, sort out the legal admin when you move house, make sure the latest family addition is included in your will, and support you through separation if things don’t turn out the way you planned. And though we may deal primarily with the practical aspects of your legal issues, we really do sympathise and celebrate with you every step of the way.
And when it comes to separation ...
October 09, 2015 | Posted by :
J Morris |
Blog
When selling up and moving house, you want to get the best price for your home, and once it is sold you want to be able to get the paperwork done quickly. First things first, get in touch with your solicitor and get those Law Society Property Information Forms and Fittings contents completed so your lawyer is ready to go! Having done all that, it’s time to think about the many factors that can affect the value of your property that go beyond its size and location – the little details often make the biggest impressions on prospective buyers during a ...
August 30, 2015 | Posted by :
J Morris |
Blog
Research conducted by AA Home Membership has shown that 1 in 5 people ‘fall out of love’ with their property once they’ve moved in – either due to nuisance neighbours, a lack of space, or having to settle for a property within their price range.
1 in 4 who compromised over some aspect of their home – either price, location, size or style – were unhappy about doing so. The most dissatisfied age group was the 18-24 year old bracket, with 31% feeling begrudged over making a compromise.
Helen Brooker, head of AA Home Membership, commented on the report’s findings: ‘It’s pretty common for people to have to compromise ...
July 31, 2015 | Posted by :
J Morris |
Blog
Moving house involves a lot of admin, so getting an efficient and experienced solicitor on board as soon as possible is the best way of keeping costs down and making sure things run smoothly.
Having the right legal advice can massively reduce the stresses of buying and selling property – so why not start with a comprehensive conveyancing quote? Use the free online conveyancing quote service from Frances Lindsay & Co and get on the road to your next move. All you need to do is provide us with a few details and one of ...
June 17, 2015 | Posted by :
J Morris |
Uncategorized
Mortgage rates have dropped dramatically in the last few months, with the average cost of a two-year variable rate deal falling down below 2% as lenders attempt to out-do one another. Experts suggest that mortgage lenders are eager to take new accounts in the uncertain period surrounding the general election.
A spokeswoman from Moneyfacts said: “We are currently seeing lenders outbid each other to offer the lowest possible deal on the market to grab headlines. This is because many lenders are preparing for the eventuality of a base rate rise and looking to gain new customers now in hope of recouping any losses that will ...
January 17, 2015 | Posted by :
J Morris |
Blog
On the 4th of December 2014 the rules on stamp duty changed, splitting the rate of tax into several different price bands to make it fairer and reduce the cost for the majority of homebuyers. Here are the main points you need to know if you’re planning on buying property in 2015:
You will need to pay stamp duty on any UK home costing over £125,000
If you buy a property for less than £937,500, you will pay less (or the same) stamp duty than in 2014
Stamp duty rates will be reduced for 98% of people who are eligible to pay it
Instead of ...
January 01, 2015 | Posted by :
J Morris |
Blog
Buying property in the new year can be a bit like shopping in the sales – vendors are eager to sell after a slow winter and often reduce prices to secure a quick transaction. According to Rightmove, house prices and new listings dropped between October and November as the majority of buyers put their plans on hold over the Christmas holidays. If a home has been on the market for some time, a vendor is likely to reassess their asking price in the new year or take a break from selling until the spring when the property market picks ...
November 26, 2014 | Posted by :
J Morris |
Blog,
Uncategorized
The property law experts at Frances Lindsay & Co answer some frequently asked questions about how to negotiate the property market:
Q: When should I contact a solicitor when buying/selling a house?
A: It's a good idea to find a solicitor you trust and get on with even before you find a buyer for your house or start looking for your dream home. Your solicitor can help you to understand how the process works so that you can factor all the costs involved into your budget before you start. If you're hoping to sell a property quickly, it's really useful to instruct ...
July 23, 2014 | Posted by :
J Morris |
Blog
The housing market has been challenging throughout the recession, and while recent statistics show gradual recovery, the situation remains difficult for many homeowners hoping to sell quickly. Halifax recently reported a 0.6% reduction in house prices for June 2014 – the fourth monthly price drop since December 2013 – but the society’s figures also revealed that average house prices have risen by £16,000 in the last year.
Howard Archer, the UK chief of Global Insight, commented: “While [the 0.6% drop] may be a sign that house prices are starting to lose momentum in reaction to the recent moderation in activity, June’s drop must be treated with a high ...
