December 06, 2020 | Posted by : J Morris
First up, let’s just check that you’re part of the one-third of UK adults who actually have a will. Yep? Good. (If not, then it’s high time you made one!)
Now, think about when you last updated it.
If the answer is ‘never’, or so long ago you can’t even remember, then it’s high time you did.
“But surely once I’ve made a will, that’s it – I don’t need to think about it any more?”
Well, possibly – if you happen to continue on for the rest of your life without any changes to your circumstances. But it’s more than likely that there may be amendments worth making, especially if it’s been a while since you drew up your ...
December 01, 2020 | Posted by : J Morris
With all that this year has thrown at us and the uncertainty of what's still to come, Christmas is something of an unknown quantity for many in 2020. Will we be able to get together with family members? What tier will be in? Will there be another lockdown? And what does next year have in store?!
For separated parents, things may feel even more complicated as they negotiate the rules around children’s arrangements along with Covid restrictions (you can read the latest updates on these rules here). So, as we do every year, we thought we’d put together some guidelines and advice on how to minimise stress during the holiday season for those coping with co-parenting post-divorce – ...
November 12, 2020 | Posted by : J Morris
A ‘post-lockdown divorce boom’ has been predicted in the UK as the pressures of quarantine measures put relationships under scrutiny. Family law professionals have reported a significant increase in enquiries about separation since March, the causes of which often seem to stem from the intense period of lockdown this year.
Ordinarily, some couples only spend an average of 2.5 hours together per day around work, childcare, social activities and other responsibilities, and therefore the implementation of lockdown was a bit of a shock to the system. As a result, the sudden enforced close proximity seems have caused many couples to re-evaluate their relationships, or allowed underlying issues to come to the surface when previously they were hidden by the ...
November 09, 2020 | Posted by : J Morris
Covid-19 restrictions have made this year difficult for all of us, but things have been particularly tricky for parents who have to negotiate children’s arrangements around the ever-changing rules. We have received many enquiries from divorced parents looking for advice on the guidelines, for example: whether it’s ok to move children between homes, what to do if the other parent isn’t sticking to guidelines, and how to change previously agreed arrangements.
We posted a blog back in May to try to clarify the lockdown guidelines but it’s time for a post-lockdown update to help you navigate your children’s arrangements with the latest advice:
Children should maintain their usual routine of spending time with each parent as much as possible, ...
November 05, 2020 | Posted by : J Morris
Women who divorced after retirement may be missing out on significant boosts to pension payments due to changes in the state pension system.
Pension advisors are urging women aged 60+ who reached state pension age before April 2016 to check if they are entitled to an extra £50 per week in pension payments due to an often-overlooked loophole preventing this higher rate from being automatically applied.
Under the pre-2016 state pension rules there were significant provisions for divorced women in which they could substitute their ex-husband’s national insurance record for their own up to the date of divorce to calculate their basic state pension. This was particularly helpful for women who stayed home to look after children and therefore had ...
November 02, 2020 | Posted by : J Morris
According to recent research, almost 1 in 4 behaviour-based divorce petitions filed during lockdown mentioned alcohol abuse as a central reason for separation.
Addiction, excessive drinking, and substance abuse are not uncommon causes for relationship breakdown, but the number of petitions citing these issues as unreasonable behaviour has increased more than any other reason during the UK lockdown.
The statistics were taken from the period between 31st March and 31st August this year, with 180 of 700 behaviour petitions claiming drinking to be a key reason for wanting to separate.
These findings match further research into UK drinking habits where more than a quarter of people say they drank more during lockdown – both in frequency and quantity. One in ...
October 09, 2020 | Posted by : J Morris
No fault divorce will finally be an option for separating couples in 2021, providing a more streamlined, less antagonistic method of dispute resolution by removing the element of blame from the process of divorce.
After years of campaigning for no fault divorce, the Divorce, Dissolution and Separation Bill received Royal Assent in June of this year, and will come into effect in the autumn of 2021.
Under current law, in order to get divorced in England and Wales, you must demonstrate your relationship has permanently broken down using one of the following grounds:
Separation for at least 2 years (if your spouse agrees to the divorce)
Separation for at least 5 years (if your spouse disputes the divorce)
The current system works ...
October 05, 2020 | Posted by : J Morris
When it comes to divorce, and dividing up assets, the largest financial concern most couples have to deal with is property. Unfortunately, this means it’s often the largest point of contention during separation negotiations – particularly if there are disagreements about living arrangements and how you’re going to keep up payments when one of you has moved out.
If you have a joint mortgage, you are ‘jointly and severally liable’ for it, which means you will need to come to an agreement about how the mortgage will be paid for after divorce, regardless of who is living in the property.
Essentially, lenders don’t really care whether you’re both paying your ‘fair share’ of the mortgage, so long as it’s paid. ...
September 28, 2020 | Posted by : J Morris
The delays to the Family Courts may have put a bit of a halt on divorce proceedings but that doesn’t mean you can’t make progress with your separation. A large part of the process comes down to proper preparation, negotiation, and communication, which means there are plenty of things you can be doing to help your case move forward towards a resolution.
Here are 10 ways to prepare for separation:
#1 Don’t make any rush decisions
It’s natural to want things over and done with as quickly as possible once you’ve taken that first step, but the separation process takes time and it’s never a good idea to rush into things without first taking a step back and looking at your ...
September 21, 2020 | Posted by : J Morris
As divorce rates rise as a result of lockdown and the financial pressures of the Covid-19 crisis, many couples are looking to separate only to find their plans put on hold before they even begin.
Delays to the Family Court are likely to stretch on into 2021, meaning that judicial decisions may be a long time coming, and increasing numbers of couples are considering out-of-court alternatives or private hearings to resolve their differences.
In many cases, given the current situation, it well may be more sensible to hold back on pursuing a financial settlement or taking your case to court for the time being, but that doesn’t mean you can’t make progress.
Taking a cooperative approach is the best ...